Terms and Conditions

This site is owned and operated by KSullivanMFT.com. You may use this site only if you agree, without modification, to these terms and conditions of use (“Terms”). Please read the Terms carefully before continuing. By accessing this site you signify your understanding and acceptance of our Terms.

This Web site (“Site”) is owned and operated by KSullivanMFT (“KSullivan”) may use this Site only if you agree, without modification, to these terms and conditions of use (“Terms”). Please read the Terms carefully before continuing. By accessing this site you signify your understanding and acceptance of our Terms.

The information contained in this Site is for general interest only and is not meant as a general guide to investing, or as a source of any specific investment recommendation. The information contained in this Site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or that would subject KSullivan to any registration requirement within such jurisdiction or country. Neither this information nor any opinion contained on this site constitutes a solicitation, recommendation or offer by KSullivan to buy or sell any securities or other financial instruments or provide any investment advice or service. Except as expressly authorized herein, you may not reproduce, transmit, sell, display, distribute, publish, broadcast, circulate, modify, disseminate, or commercially exploit any information on this site. Because this Site is for general information purposes only, it does not take into account your individual circumstances nor your financial situation or needs. Moreover, the information on this Site is provided with the understanding that the authors and publishers are not herein engaged in rendering legal, accounting, tax, investment, or other professional advice and services. Accordingly, the information on this Site should not be used as a substitute for consultation with professional legal, accounting, tax, investment, or other competent advisers.
Disclaimer of Warranty and Limitation of Liability

The information on this Site is provided “as is”. Furthermore, nothing on this Site should be interpreted to state or imply that past results are an indication of future performance. KSullivan does not warrant the accuracy of the information contained herein, or on any site accessed from this Site through a hypertext link, either expressly or impliedly, for any purpose and expressly disclaims any warranties of merchantability or fitness for a particular. Although the information provided to you on this Site is obtained or compiled from sources we believe to be reliable, KSullivan cannot and does not guarantee the accuracy, validity, timeliness or completeness of any information or data made available to you for any particular purpose.

Neither KSullivan nor any of its directors, members, officers or employees, or third party vendors, will be liable or have any responsibility of any kind for any loss or damage that you incur that results from the act or omission of any party involved in making or maintaining this Site or the data contained herein available to you, or from any other cause relating to your access or use of the Site or any materials included on this Site. KSullivan and its directors, members, officers or employees, or third party vendors, shall have no liability or responsibility of any kind for any loss or damage that you incur as a result of any information contained on any Web pages or site maintained by any third party that you access through a hypertext link contained on this Site. In no event shall KSullivan or any such parties be liable to you for any direct, special, indirect, consequential, or incidental damages or any other damages of any kind even if KSullivan or any other party has been advised of the possibility thereof.
Linked Sites

Certain links in this Site connect to other Web sites maintained by third parties over whom KSullivan has no control. KSullivan makes no representations as to the accuracy or any other aspect of information contained in other Web sites. KSullivan and its directors, officers, employees, and third party vendors shall have no liability or responsibility of any kind for any loss or damage that you incur as a result of any information contained on any Web pages or site maintained by any third party that you access through a hypertext link of this site.
Copyright or Other Notices

If you download any information from this Site, you agree that you will not remove or obscure any copyright or other notices or legends contained in any such information. Furthermore, if you download any information, you agree as follows:

  * The information will be used for informational purposes only.
  * You will not modify the information in any way.
  * You will use the information only for non-commercial purposes, and only within your own organization.
  * You shall not “mirror” any of the information on your own server or Web site without KSullivan prior written consent.

Jurisdiction, Governing Law and Severability

Users of this Site shall be bound by all applicable Federal laws of the United States of America and the laws of the State of California.

The appropriate California Federal or Sate court shall have exclusive jurisdiction for any action or dispute arising out of this agreement or website.

If any of these terms is held invalid or unenforceable, that part will be deemed modified as necessary to make it effective, and the remaining provisions of these Terms will remain in effect.
Modification of Site

KSullivan reserves the right, at its discretion, to change these Terms and the content of this site at any time and without notice. We suggest that you review these Terms periodically for changes. The Terms can be accessed from links on the home page and other pages of the site. If you use this Site after we post changes to these Terms, by default, you have accepted the changed terms.
Monitoring of Site

KSullivan expressly reserves the right to monitor any and all use of this Site. KSullivan is under no obligation to do so and assumes no responsibility or liability arising from the use of this Site.